Oban provides a solution for the reliable and secure transport of messages of any type.
Oban has developed a fully functional Clearinghouse capability for SuperStream payments directed at Funds and 3rd-Party Administrators.
Oban’s Clearinghouse leverages the Oban Payments Gateway for Employer SuperStream payments. It utilises both the AS2 pipeline for ISO 20022 banking messages (i.e. EFT transactions), as well as a NPP API that makes the Clearinghouse a real-time payment proposition. E.g. New Payment Platform (NPP) payments coming from Employers will be matched against SuperStream messages, with outgoing payments made to the default/choice Funds in real-time, again using NPP.
Oban’s Clearinghouse CRM App also provides read-only access to data captured from both the Payments and SuperStream Gateways. In particular:
For the situation where data and money can’t be matched, the CRM’s task management facility will be invoked to allow for the correction of errors.
Additionally, the Clearinghouse provides a series of reports and charts and is supported by Business Intelligence (BI) dashboards for a holistic view of the data.